Couldnt resist posting this…
A letter to an Insurance Company
I am writing in response to your request for additional information on my insurance claim. In block #3 on the accident reporting form I put “poor planning” as the cause of my accident. You said in your letter that I should explain more fully and I trust the following details will be sufficient.
I am an amateur radio operator, and on the day of the accident I was working alone on the top section of my 80-foot tower. When I had completed my work, I discovered that I had, over the course of trips up the tower, brought up about 300 pounds of tools and spare hardware. Rather than carry the now un-needed tools and materials down by hand, I decided to lower the items down in a small barrel by using a pulley, which fortunately was attached to the gin pole at the top of the tower.
Securing the rope at ground level, I went to the top of the tower and loaded the tools and materials into the barrel. Then I went back to the ground and untied the rope, holding it tightly to insure a slow descent of the 300 lbs. of tools. You will note in block #11 of the accident reporting form, that I weigh only 155 lbs. Due to my surprise of being jerked off the ground so suddenly, I lost my presence of mind and forgot to let go of the rope. Needless to say, I proceeded at a rather rapid rate of speed up the side of the tower. In the vicinity of the 40-foot level, I met the barrel coming down.
This explains my fractured skull and broken collarbone. Slowed only slightly, I continued my rapid ascent, not stopping until the fingers of my right hand were two knuckles deep into the pulley. Fortunately, by this time, I had regained my presence of mind and was able to hold onto the rope in spite of my pain. At approximately the same time, however, the barrel of tools hit the ground and the bottom fell out of the barrel.
Devoid of the weight of the tools, the barrel now weighed 20-lbs. I refer you again to my weight in block #11. As you might imagine, I began a rapid descent down the side of the tower. In the vicinity of the 40-foot level, I met the barrel coming up.
This accounts for the two fractured ankles and the lacerations of my legs and lower body. This encounter with the barrel slowed me enough to lessen my injuries when I fell onto the pile of tools; and fortunately, only three vertebrae were cracked.
I am sorry to report, however, that as I lay there on the tools, in pain, unable to stand, and watching the empty barrel 80-feet above me – I again lost presence of mind. I let go of the rope.