As Treasurer for Gloucestershire Repeater Group (GRG), I got quotes from both Quotedesk and South West broking a few months ago. Yes the South West broking web based form did ask for a lot of details, but that did give me a feeling that they really know what they are doing.
GRG went with South West Broking - after Quotedesk withdrew when I raised a query regarding their policy that excluded ‘hot works’ as it specifically mentioned soldering as one such example - not being covered when soldering whilst on-site would have made the policy worthless - how else can you fit connectors and make on-site repairs ?
My own policy is not due for another 3 months or so (I had just renewed when Bluefin announced they were pulling out) - I will be asking both for a quote nearer the time.
I have had insurance for all my equipment and 3rd party liability cover for most of (if not all) the time I have been licensed, whilst I hope I never have to claim for any incident I would not now want to go without it. At least I know that if something should go wrong and a falling antenna cause damage to some other person or their property it should be resolved as best it can be.
I did once claim for repairs to one item of my radio equipment when it was being used for a radio clubs event and got dropped, but I have not had to claim on my own policy.